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The Necessity of Finance

AN OVERVIEW OF THE SCIENCE OF MANAGEMENT OF WEALTH FOR AN INDIVIDUAL, A GROUP, OR AN ORGANIZATION

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance.

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A basic text about financial concepts that strives to elevate finance to the status of a science.

Ever since the 2008 recession, the financial world has achieved prominence, if not notoriety. Many casual observers have become more aware of the general financial health of the country, but they may be largely ignorant of relevant financial concepts. Criniti, a professor of finance, investor and former financial consultant, offers a primer written with uncluttered clarity which explains in simple language the difference between finance and economics. He also defines terms such as “financial manager,” “financier,” “financial statements,” “financial planning,” and “risk and return.” For example, investing, writes Criniti, “is the act of currently owning any asset, tangible or intangible, that is not associated with playing any perceived ongoing game of chance and is intended to maximize wealth based on acceptable levels of time and risk.” The author also addresses aspects of finance that other authors tend to overlook; for instance, Criniti points to “a high correlation between finance and health.” Referring to America’s health insurance challenge, he writes that “under the current American healthcare system, the wealthier you are the healthier you could be.” In another chapter, “Finance and the Environment,” Criniti postulates that “[e]nvironmental goals can only be accomplished when more wealth is directed toward them.” Throughout the book, Criniti lobbies for finance to be accepted as a full-fledged science, separate and apart from economics. He even wonders, “Where is the real Nobel Prize in finance? It doesn’t exist unless you call it financial economics.”

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance. 

Pub Date: Feb. 10, 2013

ISBN: 978-0988459502

Page Count: 218

Publisher: Criniti Publishing

Review Posted Online: April 24, 2013

Kirkus Reviews Issue: June 15, 2013

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  • New York Times Bestseller

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DEVOLUTION

A tasty, if not always tasteful, tale of supernatural mayhem that fans of King and Crichton alike will enjoy.

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  • New York Times Bestseller

Are we not men? We are—well, ask Bigfoot, as Brooks does in this delightful yarn, following on his bestseller World War Z(2006).

A zombie apocalypse is one thing. A volcanic eruption is quite another, for, as the journalist who does a framing voice-over narration for Brooks’ latest puts it, when Mount Rainier popped its cork, “it was the psychological aspect, the hyperbole-fueled hysteria that had ended up killing the most people.” Maybe, but the sasquatches whom the volcano displaced contributed to the statistics, too, if only out of self-defense. Brooks places the epicenter of the Bigfoot war in a high-tech hideaway populated by the kind of people you might find in a Jurassic Park franchise: the schmo who doesn’t know how to do much of anything but tries anyway, the well-intentioned bleeding heart, the know-it-all intellectual who turns out to know the wrong things, the immigrant with a tough backstory and an instinct for survival. Indeed, the novel does double duty as a survival manual, packed full of good advice—for instance, try not to get wounded, for “injury turns you from a giver to a taker. Taking up our resources, our time to care for you.” Brooks presents a case for making room for Bigfoot in the world while peppering his narrative with timely social criticism about bad behavior on the human side of the conflict: The explosion of Rainier might have been better forecast had the president not slashed the budget of the U.S. Geological Survey, leading to “immediate suspension of the National Volcano Early Warning System,” and there’s always someone around looking to monetize the natural disaster and the sasquatch-y onslaught that follows. Brooks is a pro at building suspense even if it plays out in some rather spectacularly yucky episodes, one involving a short spear that takes its name from “the sucking sound of pulling it out of the dead man’s heart and lungs.” Grossness aside, it puts you right there on the scene.

A tasty, if not always tasteful, tale of supernatural mayhem that fans of King and Crichton alike will enjoy.

Pub Date: June 16, 2020

ISBN: 978-1-9848-2678-7

Page Count: 304

Publisher: Del Rey/Ballantine

Review Posted Online: Feb. 9, 2020

Kirkus Reviews Issue: March 1, 2020

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THE CRASH

Soapy, suspenseful fun.

A remembered horror plunges a pregnant woman into a waking nightmare.

Tegan Werner, 23, barely recalls her one-night stand with married real estate developer Simon Lamar; she only learns Simon’s name after seeing him on the local news five months later. Simon wants nothing to do with the resulting child Tegan now carries and tells his lawyer to negotiate a nondisclosure agreement. A destitute Tegan is all too happy to trade her silence for cash—until a whiff of Simon’s cologne triggers a memory of him drugging and raping her. Distraught and eight months pregnant, Tegan flees her Lewiston, Maine, apartment and drives north in a blizzard, intending to seek comfort and counsel from her older brother, Dennis; instead, she gets lost and crashes, badly injuring her ankle. Tegan is terrified when hulking stranger Hank Thompson stops and extricates her from the wreck, and becomes even more so when he takes her to his cabin rather than the hospital, citing hazardous road conditions. Her anxiety eases somewhat upon meeting Hank’s wife, Polly—a former nurse who settles Tegan in a basement hospital room originally built for Polly’s now-deceased mother. Polly vows to call 911 as soon as the phones and power return, but when that doesn’t happen, Tegan becomes convinced that Hank is forcing Polly to hold her prisoner. Tegan doesn’t know the half of it. McFadden unspools her twisty tale via a first-person-present narration that alternates between Tegan and Polly, grounding character while elevating tension. Coincidence and frustratingly foolish assumptions fuel the plot, but readers able to suspend disbelief are in for a wild ride. A purposefully ambiguous, forward-flashing prologue hints at future homicide, establishing stakes from the jump.

Soapy, suspenseful fun.

Pub Date: Jan. 28, 2025

ISBN: 9781464227325

Page Count: 384

Publisher: Poisoned Pen

Review Posted Online: Feb. 1, 2025

Kirkus Reviews Issue: March 1, 2025

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