The shroud's a housecoat, worn to her death by the young woman used as a decoy by Travis McGee in his attempt to retrieve some of the money Arthur Wilkinson, a nice guy but a schnook all the same, had misspent. In fact he had been skinned by the woman he fell in love with and one of those syndicates. The story seems simpler to begin with but it's edged with that hard gloss virulence everyone knows and likes so well.