A readable and invaluably thorough resource for understanding retirement finances.
A comprehensive guide offers advice on preparing for retirement.
Pfau begins his exhaustive breakdown of retirement planning with a note of caution for prospective retirees about to enter the labyrinthine jungle of United States federal regulations: Patience and information are the only surefire ways to make it through. “Fight the impatience that could lead you to choose short-term expediencies carrying greater long-term costs,” he warns, and his book is designed as the ultimate weapon in that fight. The author takes readers through every aspect of constructing their retirement’s financial superstructure, balancing the realities, and preparing for the unexpected. Everything from stock market speculation to the pluses and minuses of annuities to life and long-term-care insurance are discussed in great detail. Pfau acknowledges that there are many competing schools of thought on all of these issues, and he bases his own framework on the fact that different people approach their retirement finances in different ways. Some place their top priority on dependability, while others want more flexibility. As the manual explains the author’s approach, it is often seriously technical, full of thorny terminology and many charts and graphs, as befits the complexity of the subject. Readers are given clear but extremely in-depth instructions on how to navigate the intricacies of Medicare, for instance (a lack of understanding of the rules, Pfau writes, “can lead to gaps in coverage, overpayment on services or coverage, and unanticipated outcomes”). And in every section, readers are urged to do the “legwork” of discovering their options. The ultimate goal is to create a sufficient and sustainable retirement portfolio. Although the sheer amount of granular detail the author brings to the subject can seem daunting, the clarity of his explanations will smoothly carry even financially illiterate readers along.
A readable and invaluably thorough resource for understanding retirement finances.Pub Date: Sept. 5, 2021
ISBN: 978-1-945640-09-4
Page Count: 474
Publisher: Retirement Researcher Media
Review Posted Online: Sept. 20, 2021
Kirkus Reviews Issue: Nov. 15, 2021
Review Program: Kirkus Indie
BOOK REVIEW
BOOK REVIEW
The lessons to draw are obvious: Smoke more dope, eat less meat. Like-minded readers will dig it.
The chef, rapper, and TV host serves up a blustery memoir with lashings of self-help.
“I’ve always had a sick confidence,” writes Bronson, ne Ariyan Arslani. The confidence, he adds, comes from numerous sources: being a New Yorker, and more specifically a New Yorker from Queens; being “short and fucking husky” and still game for a standoff on the basketball court; having strength, stamina, and seemingly no fear. All these things serve him well in the rough-and-tumble youth he describes, all stickball and steroids. Yet another confidence-builder: In the big city, you’ve got to sink or swim. “No one is just accepted—you have to fucking show that you’re able to roll,” he writes. In a narrative steeped in language that would make Lenny Bruce blush, Bronson recounts his sentimental education, schooled by immigrant Italian and Albanian family members and the mean streets, building habits good and bad. The virtue of those habits will depend on your take on modern mores. Bronson writes, for example, of “getting my dick pierced” down in the West Village, then grabbing a pizza and smoking weed. “I always smoke weed freely, always have and always will,” he writes. “I’ll just light a blunt anywhere.” Though he’s gone through the classic experiences of the latter-day stoner, flunking out and getting arrested numerous times, Bronson is a hard charger who’s not afraid to face nearly any challenge—especially, given his physique and genes, the necessity of losing weight: “If you’re husky, you’re always dieting in your mind,” he writes. Though vulgar and boastful, Bronson serves up a model that has plenty of good points, including his growing interest in nature, creativity, and the desire to “leave a legacy for everybody.”
The lessons to draw are obvious: Smoke more dope, eat less meat. Like-minded readers will dig it.Pub Date: April 20, 2021
ISBN: 978-1-4197-4478-5
Page Count: 184
Publisher: Abrams
Review Posted Online: May 5, 2021
Kirkus Reviews Issue: June 1, 2021
A sweet final word from an actor who leaves a legacy of compassion and kindness.
The late actor offers a gentle guide for living with more purpose, love, and joy.
Mixing poetry, prescriptive challenges, and elements of memoir, Heche (1969-2022) delivers a narrative that is more encouraging workbook than life story. The author wants to share what she has discovered over the course of a life filled with abuse, advocacy, and uncanny turning points. Her greatest discovery? Love. “Open yourself up to love and transform kindness from a feeling you extend to those around you to actions that you perform for them,” she writes. “Only by caring can we open ourselves up to the universe, and only by opening up to the universe can we fully experience all the wonders that it holds, the greatest of which is love.” Throughout the occasionally overwrought text, Heche is heavy on the concept of care. She wants us to experience joy as she does, and she provides a road map for how to get there. Instead of slinking away from Hollywood and the ridicule that she endured there, Heche found the good and hung on, with Alec Baldwin and Harrison Ford starring as particularly shining knights in her story. Some readers may dismiss this material as vapid Hollywood stuff, but Heche’s perspective is an empathetic blend of Buddhism (minimize suffering), dialectical behavioral therapy (tolerating distress), Christianity (do unto others), and pre-Socratic philosophy (sufficient reason). “You’re not out to change the whole world, but to increase the levels of love and kindness in the world, drop by drop,” she writes. “Over time, these actions wear away the coldness, hate, and indifference around us as surely as water slowly wearing away stone.” Readers grieving her loss will take solace knowing that she lived her love-filled life on her own terms. Heche’s business and podcast partner, Heather Duffy, writes the epilogue, closing the book on a life well lived.
A sweet final word from an actor who leaves a legacy of compassion and kindness.Pub Date: Jan. 24, 2023
ISBN: 9781627783316
Page Count: 176
Publisher: Viva Editions
Review Posted Online: Feb. 6, 2023
Kirkus Reviews Issue: March 1, 2023
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